Financial dilemmas throughout life are a common theme for many of us. Those situations are based on self-worth, false beliefs, and old programs that we have around money. Follow these 5 tips to be a wealthier you.

1. Track Your Spending

Keeping track of how much you spend on certain items can lead to a better, less stress-filled life. Cutting back on purchases you may not need is a great way to save money and experience less stress.

2. Create an Emergency Fund

Knowing you have money in savings allows you to be calm when an emergency strikes. That means you don’t have to waste energy or time worrying about where you’ll get the money to pay for a new tire or fix that busted pipe.

3. Check Your Credit Score

Many people don’t check their credit score very often. You can monitor the health of your credit score and get a free credit report from Credit Karma.

4. Pay off a Small Debt

When you’re deep in debt and trying to get out, it can feel like you’re not making any progress. To avoid this trap, focus on paying down small debts first. This will boost your motivation, making you more determined to pay off bigger loans.

5. Take a Financial Class

Get savvy about your money with free financial classes from You Need a Budget. Each workshop is designed to last just 20 minutes so you can attend one during a lunch break or while you’re commuting on train.

When you don’t think you are ‘good enough’ emotions of guilt, shame, anger, resentment, sadness, sorrow, grief, and heartache related to financial burdens can keep you stuck. But you can use the power of positivity to rise above the current situation, no matter how difficult. You can make positive things happen in your life with positive thoughts and these 5 tips!

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